What i choose: No Foreign Transaction Fees, No Annual Fee, Cash-back or Points

Why i choose these for lifetime, while they don’t have the perks and high reward, i feels these are just best card to keep basic and not worry about anything. Ans just remember to use it once per Year.

Capital One Quick Silver 

MasterCard

Pros: 1.5% Cash-back on everything, No Foreign Transaction Fees, No Annual Fee

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply

Cons: lower reward than others, high APR fees, lower credit line

Capital One SavorOne Cash Rewards

MasterCard

Pros: unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases, No Foreign Transaction Fees, No Annual Fee

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply

Cons: high APR fees, lower credit line

Discover it® Cash Back

Discover

Pros: No Foreign Transaction Fees, No Annual Fee,

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.

Plus, earn unlimited 1% cash back on all other purchases-automatically.

Redeem rewards for cash at any time.

Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with mobile app.

Bank of America Travel

Visa

Pros: No Foreign Transaction Fees, No Annual Fee, flat 1.5 points per dollar spent on all purchases. 

Points can be redeemed as a statement credit toward a variety travels like: hotels, airline, rentals, restaurants.

Wells Fargo Autograph℠ Card

Visa

Pros: No Foreign Transaction Fees, No Annual Fee

Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.

Other Credit Union Credit Cards